Deposit Guarantee Fund puts assets of five banks worth UAH 98.6 million up for sale — what it means for creditors and the market
Auctions December 29–January 2: lots small in value but important for returning funds to creditors. We explain who is selling what and how this fits into the broader context of the banking sector.
By Tetiana Suchkova-Ladik
December 30, 2025 · 2 min read
Quiet auctions in the pre-New Year period: why this matters
The Deposit Guarantee Fund for Individuals (DGFU) announced the sale of assets of five liquidated banks with an initial total value of all lots of 98.6 million UAH. Auctions are scheduled from 29 December to 2 January. For many this is not a sensation — but it is precisely such steps that return money to creditors and reduce the burden on the system.
What exactly is up for sale
The composition of the lots is divided into two large groups: real estate, land plots and fixed assets — 71.4 million UAH; claims on loans — 26.2 million UAH. Separately offered is accounts receivable for 1 million UAH.
- JSC "Kominvestbank" — assets of almost 49 million UAH: of which 26.2 million UAH are claims on loans; 22.8 million UAH are real estate and other fixed assets;
- PJSC "Prominvestbank" — starting price 45.6 million UAH: real estate, land plots and other fixed assets;
- JSC "Bank Forward" — starting price 2.7 million UAH: a vehicle and other fixed assets;
- JSC "Ukrbudinvestbank" — accounts receivable for sale for 1 million UAH;
- JSC "Megabank" — starting price 300,000 UAH: real estate and other items.
"Funds from the sale of banks' assets are directed to settling accounts with the banks' creditors."
— Press service of the DGFU
Context: the market shows signs of stabilization, but risks remain
On the one hand, the first three quarters of 2025 brought Ukrainian banks a record net profit — 119.4 billion UAH (+1.9% compared with 2024). On the other hand, the National Bank published stress-test results that identified banks in need of recapitalization. The sale of assets of liquidated institutions is part of the mechanism that minimizes losses for creditors and reduces systemic risks.
What’s next and who this may matter to
The amounts are not large at the scale of the banking sector, but the process is procedurally important: each sold lot is a real return of funds to creditors. For investors and professional buyers this may be an opportunity to acquire assets at a discount; for the regulator — another tool to increase transparency of liquidation procedures.
Experts and analysts emphasize: for such auctions to have an effect, declarations and sales must take place regularly and under transparent conditions — only then will small steps combine into a systemic result for stabilizing the banking system.
While the auctions have not yet taken place, the key question is whether buyers will appear during the pre-holiday period and how competitive the bids will be. That will determine how quickly and in full creditors' claims are satisfied.
